All About Debt Relief

The First Step To Getting Out Of Debt: Make The Commitment!


These days, getting into debt is easy.

Unfortunately, getting out of debt is not so simple for most people. But you can do, if you go about it the right way.

The first - and by far the most important step - to getting out of debt is to MAKE A COMMITMENT!

Personally, I spent years telling myself how much I wanted to get out of debt. But then something would always happen - a big expense, a change of jobs, you name it.

And even though I really wanted to get out of debt, I never made any real progress. Then one day I finally got so frustrated I said to myself:

"It's now time to do WHATEVER IT TAKES to get myself completely out of debt!"

And for the first time since I got myself into debt (by maxing out all of my credit cards trying to start a business) I finally figured out the true "secret" to getting out of debt: making the commitment!

So, if you haven't already made a commitment of your own, do it right now. Decide you're going to do WHATEVER IT TAKES to get yourself out of debt...and start doing it!

How long will it take you to get out of debt? If you're like most people (including myself not long ago), too long!

How To Take Action

Once you make this commitment, it's time to take action.

Write down exactly how you plan on getting out of debt. Here are some questions to ask yourself while developing your plan:

  • How can you save money each month?
  • What expenses can you eliminate?
  • How much more money can you use to pay off your credit card bills faster?
  • How can you make some extra money?
  • Have you contacted your creditors to request a lower interest rate?
  • How can you change your spending habits?
  • Have you considered professional help - credit counseling, debt negotiation, bankruptcy - to find out all of your options?
  • Are you really committed to getting out of debt?
  • When do you want to be completely debt free?

It's a great feeling being completely free of credit card debt. But it won't start happening until YOU decide to make it happen!

Kris Bickell is the owner of Debt-Tips.com, a helpful site for consumers struggling with credit card debt. For tips on getting out of debt, repairing your credit, saving money, and making extra money online, visit: http://www.Debt-Tips.com, or sign up for the free "Get Out Of Debt Faster" email course at: http://www.Debt-Tips.com/course.html.

© 2005 Debt-Tips.com


MORE RESOURCES:

Botswana, Japan sign debt relief agreement
Dailynews, Botswana - 6 hours ago
By Puso Kedidimetse GABORONE - The government will use the proceeds of debt relief to undertake projects that address poverty and promote social and ...


Gulf Times

Ivory Coast could get debt relief mid-2009 - World Bank
Reuters South Africa, South Africa - Sep 6, 2008
This is Ivory Coast's third attempt at HIPC debt relief. According to Economy and Finance Minister Charles Diby Koffi, external debt repayments amount to ...
W. Bank says Ivorian aid tied to cleaning up cocoa Reuters South Africa
all 11 news articles


BBC News

Progress seen in debt relief for poor countries
Pakistan Dawn, Pakistan - Sep 4, 2008
By Masood Haider UNITED NATIONS, Sept 4: A new UN report finds significant progress in providing debt relief to the world’s poorest countries. ...
DEVELOPMENT: UN Warns of Faltering Goals on Aid, Trade IPS
Poverty-reduction aid lags, study finds Los Angeles Times
New UN report ‘sounds strong alarm’ on gaps in achieving ... UN News Centre
Reuters South Africa - Business Standard
all 184 news articles


Handloom weavers may get debt relief
Business Standard, India - Sep 2, 2008
After the debt waiver scheme for farmers, the Union government is hoping to extend a similar scheme for handloom weavers. The Union textiles ministry, ...


Gene F. Turnwald: Debt relief might be less than it promises
Lansing State Journal, MI - Sep 2, 2008
I ask you to please keep that in mind when dealing with debt relief companies that guarantee to lower your credit card or loan payments and interest rates. ...


Staying On Track with Your Debt Relief Plan
3x24 - Your Newspaper and News Magazine, Germany - Aug 29, 2008
All these things, however, pale in comparison with the importance of sticking to and staying focused on your debt relief plan. Sticking with a debt relief ...


Group advocates tax increases and non-user fees for sewer debt relief
The Birmingham News - al.com, AL - Aug 29, 2008
A group of community activists and State Rep. Mary Moore said today the Jeffrson County should increase property taxes and impose non-user fees on water ...


Bankruptcy lawyers can advise clients on debt-court
Reuters - Sep 5, 2008
The amendment in dispute prohibits debt-relief agencies from giving clients advice about taking on more debt before filing for creditor protection. ...
8th Circuit: Bankruptcy Provision Violates Lawyer Free Speech Rights ABA Journal
all 5 news articles


Online Audio Seminar on Debt Relief Helps Consumers
PR Urgent - Aug 26, 2008
Personal finance publishing company offers online audio seminars to help consumers decide between different debt relief options and how to negotiate debt ...


Go Debt Relief, Now a Member Lexington Chamber of Commerce
PR.com (press release), NY - Aug 20, 2008
Go Debt Relief is assisting people struggling with their high interest rate credit cards, medical bills, collection accounts and many other types of ...

Debt-Relief - Google News

home | site map
tons-of-articles.com © 2006